Life Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Life Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Life Insurance Information
Finding the right Life Insurance can be challenging in today’s insurance environment. Suburban Insurance Agency offers a complete line of individual life insurance products that are packaged to meet you and your family’s needs. We work with several different top-rated insurance companies, and will place your account with the company that will provide you with the lowest cost coverage for the benefits you want.
Suburban Insurance Agency can help you make sound, informed decisions about issues affecting your life insurance needs. Our philosophy is to fully understand your objectives and then translate them into solutions that provide assurance and peace-of-mind.
What is Life Insurance?
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
What is Term Life Insurance?
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
What is Permanent Life Insurance?
In contrast to term life insurance; permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
Which Life Insurance Policy is the Best?
It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.
But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.
Providing the Best Possible Rates for Low Cost Life Insurance. Suburban Insurance Agency provides Life insurance services to all Northeast Ohio, including: Austintown, Youngstown, Boardman, Poland, Canfield, Salem, Alliance, Sebring, East Liverpool, Berlin Center, Campbell, Struthers, New Middletown, Niles, Warren, North Jackson, Newton Falls, Ravenna, Kent, Akron, Canton, Sandusky, Struthers, Beloit, East Palestine, Lowellville, Leetonia, Lisbon, Rogers, and Wellsville.